Motor Vehicle Finance
We understand that the right vehicle can be crucial for both individual and business success. Our motor vehicle finance solutions cater to all classes and types of vehicle assets, ensuring you get the most suitable financing option. We pride ourselves on our ability to offer:
Chattel Mortgages
A popular option for businesses, where the vehicle serves as security for the loan. Ideal for businesses that use the cash accounting method, as it allows for GST claims on the vehicle’s purchase price.
Revolving Leasing Limit
Offers businesses the flexibility to acquire vehicles under a master agreement, facilitating easy updates or additions to the fleet without renegotiating terms.
Hire Purchases
Enables you to hire a vehicle from a lender until the end of the agreement. You pay instalments over time and have the option to purchase the vehicle outright at the end of the term.
Sale and Hire Back
A great way to free up capital, this option involves selling your vehicle to a lender and leasing it back for a fixed monthly fee, allowing you to continue using it without tying up your capital.
Finance Lease
With this option, the lender purchases the vehicle and leases it to you for a fixed period. You make regular lease payments and may have the option to purchase the vehicle at the end of the lease term
Operating Lease
Similar to a finance lease, but the vehicle is returned to the lender at the end of the lease term, eliminating the hassle of disposal.
Consumer Lease
Designed for individuals, this lease option allows you to lease a vehicle for personal use with the option to purchase or upgrade at the end of the lease term.
