KEY INFORMATION
| Licensee name: | Jireh Group Holdings Pty Ltd (ABN 52 665 385 062) |
| Australian Credit Licence Number: | 547423 |
| Credit Representative: | Jireh Trading Pty Ltd Trading As ‘Providence Finance Hub’ (ABN 66 665 388 429) |
| Australian Credit Representative Number: | 553779 |
| Address: | Unit 1002/84 Pitt St, Sydney NSW 2000 |
| Contact details: | Office: 1300 776 433 |
| Email: | info@providencefinancehub.com.au |
About this Website Policy:
This website policy applies to this website, which is operated on behalf of Jireh Trading Pty Ltd (ABN 66 665 388 429) t/as
Providence Finance Hub, Authorised Credit Representative #553779 of Jireh Group Holdings Pty Ltd (ABN 52 665 385 062),
Australian Credit Licence # 547423; referred to as “Providence Finance Hub (we, us and our).
We are committed to protecting your privacy.
We are committed to protecting your privacy.
This policy explains how your personal information will be treated as you access and interact with this website. Please (Click
Here Hyperlink to Privacy Policy) to view our general privacy policy.
Our website privacy policy may change from time to time.
Collection and use of information:
We may collect personal information from you directly or via your use of our services. We will only collect personal information
that is reasonably necessary for, or directly related to, our functions or activities.
E-Consent:
By providing your email address and subsequently creating a customer profile, clicking submit on any online applications,
calculators, forms or tools, you consent to receive notices and other documents from us via email to the address provided, and
you understand by giving this consent:
- We may no longer send you paper copies of notices and other documents.
- You should check your emails regularly (including spam/junk folders) for documents, as emails will be deemed received once they enter your computer system.
- You may withdraw your consent to receive documents at any time by emailing us.
Sensitive information:
Sensitive information is any information about a person’s racial or ethnic origin, political opinion, membership of a political
association, religious beliefs or affiliations, philosophical beliefs, membership of a professional or trade association,
membership of a trade union, sexual preferences or practices, criminal record or health information.
We will not ask you to disclose sensitive information, but if you elect to provide sensitive information it will also be captured
and stored.
Information from third parties:
Our website also contains links to the websites of third party providers of goods and services. If you have accessed Third Party
websites through our website and if those third parties collect information about you, we may also collect or have access to
that information as part of our arrangements with those third parties.
Where you access a Third Party website from our website, cookie information, information about your preferences or other
information you have provided about yourself may be shared between us and the third party.
Advertising and tracking:
When you view our advertisements on a Third Party website, the advertising company uses ‘cookies’ and in some cases ‘web
beacons’ to collect information such as:
- the server your computer is logged onto;
- your browser type;
- the date and time of your visit; and
- the performance of their marketing efforts.
When you access our website after viewing one of our advertisements on a third-party website, the advertising company
collects information on how you utilise our website (e.g., which pages you view) and whether you have completed an online
application.
Cookies:
We use ‘cookies’ to provide you with better and more customised service and a more effective website.
A ‘cookie’ is a small text file placed on your computer by our web page server. A cookie can later be retrieved by our webpage
servers. Cookies are frequently used on websites, and you can choose if and how a cookie will be accepted by configuring your
preferences and options in your internet browser.
We use cookies for different purposes, such as:
- to allocate a unique number to your internet browsers.
- to customise our website for you.
- for statistical purposes.
- to identify if you have accessed a Third Party Website; and
- for security purposes.
IP addresses:
Your IP address is the identifier for your computer when you are using the internet.
It may be necessary for us to collect your IP address for your interaction with various parts of our website.
Online applications:
When you send a completed online application to us, we retain the information contained in that application. We are able to
then use that information to provide any financial services that you require.
You can also suspend and save online applications, so you can complete and send the applications at a later time. If you suspend
or save your application, the information that you have entered will be retained in our systems so that you may recover the
information when you resume your application. Online applications that have been suspended or saved may be viewed by us.
Security of information:
The security of your information is very important to us.
We regularly review developments in security and encryption technologies. Unfortunately, no data transmission over the
internet can be guaranteed as totally secure.
We take all reasonable steps to protect the information in our systems from misuse, interference, loss, and any unauthorised
access, modification, or disclosure.
If we no longer require your information, and we are legally permitted to, we will take all reasonable steps to destroy or de-
identify the information.
We take reasonable steps to preserve the security of cookie and personal information in accordance with this policy. If your
browser is suitably configured, it will advise you whether the information you are sending us will be secure (encrypted) or not
secure (unencrypted).
Direct marketing:
We will not use or disclose sensitive information about you for direct marketing purposes unless you have consented to that
kind of use or disclosure.
We may use your personal information for direct marketing purposes. If you do not wish to receive direct marketing
communications from us or from other organisation, or wish to know the source of the information being used, you may submit
a request to info@providencefinancehub.com.au We will respond to your request as soon as practicable.
Disclosure to overseas entities:
Personal information may be disclosed to our website development team in USA & India.
Your personal information will only be disclosed for the purpose for which it was disclosed to us or related purposes that would
reasonably be expected without your permission. Any personal data collected through our online services (customer profile,
application form, enquiries, calculators) will be stored on the website server.
We take steps to protect your personal information against misuse or loss.
Please contact us on 02 8044 3312 if you would like further information.
