Corporate & Advisory
Large businesses, family-owned corporations, and publicly listed companies face financing challenges that go beyond a standard bank application. When the debt is significant, the structure is complex, or multiple lenders are involved, you need an adviser who understands how to build the right deal – not just process an application.
At Providence Finance Hub, we specialise in corporate advisory finance: working with businesses to structure, negotiate, and execute complex financing solutions. We operate at the intersection of commercial banking and strategic advisory, helping clients navigate multi-bank arrangements, syndicated facilities, and major refinancing transactions from first conversation through to financial close.
Services:
If you’re managing significant debt facilities, you might be exploring your options for new funding, whether through your current lender or a multi-bank arrangement. Alternatively, you could be considering refinancing an existing syndicated or club financing deal.
What Is Corporate Advisory Finance?
Corporate advisory finance refers to the structuring and negotiation of complex debt arrangements for businesses with significant financing needs. Unlike standard commercial lending – where a single lender provides a single facility – corporate advisory finance typically involves:
- Large facilities above standard credit thresholds (often $5M+)
- Multiple lenders participating in a single facility (syndicated or club finance)
- Complex security structures across multiple entities or jurisdictions
- Refinancing of existing syndicated arrangements
- Tender processes to identify the optimal lender or bank group
- Ongoing management of banking relationships and covenant compliance
This type of advisory work requires both deep lending expertise and the ability to negotiate effectively with credit teams at major banks and specialist lenders. We bring 20+ years of Australian banking and commercial finance experience to every transaction we work on.
Who We Help
We work with businesses across Australia that require sophisticated debt structuring and advisory support. Our corporate advisory clients include:
Large family-owned businesses: Private companies with complex balance sheets, multiple entities, or significant asset bases that require tailored debt structures and careful lender selection.
Publicly listed companies: ASX-listed and other publicly listed entities requiring syndicated facilities, refinancing support, or independent advisory on banking arrangements.
Property developers and investors: Developers requiring construction and investment facilities structured across multiple tranches, lenders, or funding types.
High-growth businesses: Companies that have outgrown their existing banking arrangements and need to restructure their debt to support the next stage of growth.
Service 1
We help identify suitable potential lenders for sole or multi-bank partnerships, working with you until financial closure.
Service 2
We develop comprehensive Term Sheets detailing your preferred funding structure and essential terms to ensure flexible business management.
Service 3
We conduct tender processes for new or existing syndicated or club financing arrangements. This includes identifying the best structure, setting timelines, developing term sheets, financial models, and pitch documents, negotiating terms and conditions, managing credit approvals, and finalising the documentation.
Service 4
We can integrate your transaction tender within the broader scope outlined above.
Our Corporate Advisory Finance Services
New Lending – Lender Identification and Mandating
If you are exploring new funding – whether to support growth, an acquisition, or a major capital project – we identify the most suitable lenders for your specific profile and requirements. We work with both individual bank mandates and multi-bank (club) arrangements, and manage the process through to financial close.
Term Sheet Development
Before committing to a lender or process, it is critical to have a well-constructed Term Sheet that defines the key commercial terms of your facility: amount, structure, pricing, covenants, security, and drawdown mechanics. We develop comprehensive Term Sheets tailored to your specific situation, providing the foundation for lender negotiations.
Syndicated and Club Finance Tenders
Where a business requires a facility too large for a single lender, or where a multi-bank structure is preferred, we run a formal tender process to identify the optimal arrangement. Our tender process includes: defining the optimal facility structure, developing the information memorandum and financial models, running a competitive bank tender, negotiating commercial terms, managing credit approvals, and coordinating legal documentation and financial close.
Refinancing of Existing Facilities
We manage refinancing processes for both single-bank and syndicated facilities. Whether you are refinancing a straightforward term loan or restructuring a multi-tranche syndicated arrangement, we manage the full process from mandate to settlement – including negotiating with incumbent lenders and running a competitive process where appropriate.
Transaction Advisory Integration
Where a financing requirement is connected to a broader transaction – such as a business acquisition, asset sale, or corporate restructure – we integrate the finance advisory within the overall transaction timeline, working alongside your legal advisers, accountants, and transaction team.
The Corporate Advisory Process
- Initial consultation – We discuss the financing requirement, the business, and the timeframe. We are direct about what is achievable, what documentation will be required, and what the process involves.
- Mandate and engagement – Once engaged, we formalise the scope and timeline and conduct detailed due diligence on the business and existing financing.
- Strategy and structure – We develop the recommended financing structure, identify the target lender pool, and prepare key materials including the information memorandum and Term Sheet.
- Lender process – We approach lenders on your behalf, manage all communications and information requests, and maintain a live view of each lender’s progress.
- Negotiation – Once indicative terms are received, we negotiate on pricing, covenant terms, security requirements, and all other commercial conditions.
- Credit approval and documentation – We manage the credit approval process and work with legal teams to finalise facility documentation.
- Financial close – We coordinate settlement and ensure all conditions precedent are satisfied.
Why Choose Providence Finance Hub for Corporate Advisory Finance?
- 20+ years of Australian banking and commercial finance experience across major banks, institutional lenders, and private credit
- Deep knowledge of credit processes – we understand how lenders assess and approve complex transactions, and we structure deals accordingly
- Access to a broad lender network – 50+ standard lenders and 120+ private and international lenders for non-standard or large transactions
- Full-process management – we run the entire process so your management team can focus on running the business
- Australia-wide service – we work with businesses across every state and territory
Frequently Asked Questions
What size transactions does Providence Finance Hub handle?
We work across a broad range of transaction sizes. Our corporate advisory services are most commonly engaged for transactions where the total facility is $2M and above, including syndicated facilities of $20M, $50M, and larger.
How long does a corporate advisory finance process typically take?
A straightforward refinancing of an existing facility might be completed in 4-8 weeks. A full syndicated tender process – from mandate to financial close – typically takes 3-6 months. We set realistic timelines at the outset and manage to them.
Do you work with a business’s existing bankers?
Yes. In many cases, the existing banking relationship is part of the process – either as a lender being refinanced, or as a participant in a new club arrangement. We manage these relationships professionally and with discretion.
What documentation is typically required?
The information package typically includes: 2-3 years of audited or reviewed financial statements, current management accounts, a business overview or information memorandum, details of existing debt and security, and financial projections.
Do you charge upfront fees?
Our fee structure depends on the engagement. For some mandates we work on a success-fee basis only (payable on financial close). For larger or longer-term engagements, a retainer may apply. We are transparent about fees at the outset and put all terms in writing before commencing work.
